AT&T user almost lost $3,800 on two damaged Galaxy Z Fold 5 phones, but walked away paying $0
AT&T user almost lost $3,800 on two damaged Galaxy Z Fold 5 phones, but walked away paying $0
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Insurance is the thing you buy and I hope you never have to use it: but, boy, is it good to be covered!
"Protect Advantage deserves all this trouble", which is a Reddit user by the Chezco Publishing title in AT & T Subforum and tell their one that does not involve one, but two damaged two Galaxy Z Fold 5 phones (and Moto Razr+).
User Chezco talks, of course, about AT & TAdvantage insurance plan that is announced as providing unlimited free repairs on the screen and back glass, the replacement device on the same day and preparing it, replace the unlimited battery, and more in partnership with Asurion.
Therefore, Reddit user left one of him Galaxy Z Fold 5 Phones in a repair store: However, they worsened their devices, leaving them in a worse condition before, "funny" enough. So the owner turned into Asurion, their insurance provider. For them, the company came, and sent them a new and chosen alternative to the factory Galaxy Z Fold 5 In the case of virgin.
Galaxy Z Fold 5. Credit Image - Phonearena
Although this seems to be the result of a dream, many people have indicated that these positive experiences with phone insurance are not guaranteed. Some have indicated that only about 20 % of users make claims, which means that most of the money that enters into these protection plans is pure profit. Ideally, this would lead to low costs, but instead, insurance prices have increased over the years, now reaching nearly $ 17 per month when it was once up to $ 5.
Others responded that the phone insurance today offers more than it was in the past, as it covers the rear glass, OLED screens and repairs on the same day and even the charging alternatives directly to users. While some people pay the coverage price and never use it, the argument has been presented that this is not different from any other form of insurance. The optional protocol says they believe in all nine (!) For their phones, just for peace and peace of mind.
Another perspective came from those who depend on the advantages of credit cards instead of traditional insurance. Many credit cards provide protection for damage to the electronics purchased using the card, making the monthly insurance fee appear unnecessary. However, as indicated, credit card coverage often includes the process of long claims and fewer payments, while the allocated phone insurance provides alternatives on the same day and the repairs adopted with guarantees.
The postpartum point was that I prompted the collective insurance rate to get a folded either fixed or replaced in its original position. These original cost phones combined $ 3,800. Get to replace the full frame on one and replace the other for the other in 0 discount, not to mention the last Razr+ replacement? The comfort was unparalleled.
- Reddit User Chezco, March 2025
The discussion also touched on installments plans and depicted the phone costs. Some have argued that people have been accustomed to "free" phones, and they forget that trade deals and financing deals are taken into account in the final price. Others have indicated that if they bought a phone for $ 500 after discounts and promotions, spending nearly $ 400 on insurance over two years seems excessive, especially when alternative protection was available.
Insurance is the thing you buy and I hope you never have to use it: but, boy, is it good to be covered!
“Protect Advantage deserves all this trouble”, which is a Reddit user by the Chezco Publishing title in AT & T Subforum and tell their one that does not involve one, but two damaged two Galaxy Z Fold 5 phones (and Moto Razr+).
User Chezco talks, of course, about AT & TAdvantage insurance plan that is announced as providing unlimited free repairs on the screen and back glass, the replacement device on the same day and preparing it, replace the unlimited battery, and more in partnership with Asurion.
Therefore, Reddit user left one of him Galaxy Z Fold 5 Phones in a repair store: However, they worsened their devices, leaving them in a worse condition before, “funny” enough. So the owner turned into Asurion, their insurance provider. For them, the company came, and sent them a new and chosen alternative to the factory Galaxy Z Fold 5 In the case of virgin.
Galaxy Z Fold 5. Credit Image – Phonearena
Although this seems to be the result of a dream, many people have indicated that these positive experiences with phone insurance are not guaranteed. Some have indicated that only about 20 % of users make claims, which means that most of the money that enters into these protection plans is pure profit. Ideally, this would lead to low costs, but instead, insurance prices have increased over the years, now reaching nearly $ 17 per month when it was once up to $ 5.
Others responded that the phone insurance today offers more than it was in the past, as it covers the rear glass, OLED screens and repairs on the same day and even the charging alternatives directly to users. While some people pay the coverage price and never use it, the argument has been presented that this is not different from any other form of insurance. The optional protocol says they believe in all nine (!) For their phones, just for peace and peace of mind.
Another perspective came from those who depend on the advantages of credit cards instead of traditional insurance. Many credit cards provide protection for damage to the electronics purchased using the card, making the monthly insurance fee appear unnecessary. However, as indicated, credit card coverage often includes the process of long claims and fewer payments, while the allocated phone insurance provides alternatives on the same day and the repairs adopted with guarantees.
The postpartum point was that I prompted the collective insurance rate to get a folded either fixed or replaced in its original position. These original cost phones combined $ 3,800. Get to replace the full frame on one and replace the other for the other in 0 discount, not to mention the last Razr+ replacement? The comfort was unparalleled.
– Reddit User Chezco, March 2025
The discussion also touched on installments plans and depicted the phone costs. Some have argued that people have been accustomed to “free” phones, and they forget that trade deals and financing deals are taken into account in the final price. Others have indicated that if they bought a phone for $ 500 after discounts and promotions, spending nearly $ 400 on insurance over two years seems excessive, especially when alternative protection was available.
